Debt Payoff Calculator
Optimize your debt repayment strategy
Pro Tip
Using the Avalanche method saves you the most money in interest.
Your Debt Freedom Plan
Optimized for fastest payoff
Debt-Free Date
March 2026
2 years and 3 months from now
Interest Saved
$4,250
By paying extra and using Avalanche
Recommended Payments
$450/month
$300/month
$250/month